Personal Loan

Personal Loan

Get the fastest and lowest offered on a
personal loan with 30+ lenders.

Compare and Choose

Compare and Choose

Fastest Sanction and Disbursement

Fast Sanction and Disbursement

Instant disbursement if Pre Approved

Instant disbursement if
Pre Approved

Step 1 of 2

+91

🔒 Free eligibility check • No impact on your credit score

star 4.9 in Google Rating | 70,000 Happy customers

Interest Rates & Loan Offers

Compare rates from multiple lenders, make an informed decision andsave money on your loan with the right rate.

Bank Name

Interest Rate

Loan Amount


HDFC BANK

10.5% - 24%

₹50K - ₹40L Tenure(Up to 5 Years)

ICICI BANK

10.75% - 19%

₹50K - ₹25L Tenure(1 - 6 Years)

AXIS BANK

10.49% - 22%

₹50K - ₹15L Tenure(1 - 5 Years)

IDFC FIRST BANK

10.49% - 36%

Up to ₹1Cr Tenure(1 - 5 Years)

YES BANK

10.49% - 19%

₹1L - ₹40L Tenure(1 - 5 Years)

Fullerton India

11.99%

₹50K - ₹25L Tenure(1 - 5 Years)

InCread

16% - 36%

₹75K - ₹15L Tenure(1 - 5 Years)

Hero Fincorp

Up to 25%

₹50K - ₹5L Tenure(1 - 10 Years)

Poonawalla Fincorp

9.99%

₹3L - ₹10L Tenure(1 - 5 Years)

Kotak Mahindra Bank

10.99%

₹50K - ₹25L Tenure(1 - 5 Years)

Bajaj Finserv

11% - 39%

Up to ₹25L Tenure(1 - 5 Years)

TATA CAPITAL

10.99%

₹75K - ₹35L Tenure(1 - 6 Years)

ADITYA BIRLA FINANCE

14% - 26%

₹25K - ₹15L Tenure(0 - 3 Years)

CITI

10.75% - 14.99%

₹50K - ₹30L Tenure(1 - 5 Years)

RBL BANK

14% - 23%

₹1L - ₹20L Tenure(1 - 5 Years)

CAPITAL FIRST

10.49%

₹1L - ₹40L Tenure(1 - 5 Years)

LOAN Tap

11% - 24%

₹50K - ₹10L Tenure(1 - 5 Years)

PaySense

16% - 36%

₹5K - ₹5L

Indiabulls

13.99%

₹1K - ₹15L Tenure(0 - 2 Years)

DCB Bank

13% - 25%

₹1L - ₹5L Tenure(1 - 5 Years)

IndusInd Bank

12.99%

Up to ₹30L

AU Small Finance Bank

13.15%

Up to ₹50L Tenure(Up to 5 Years)

HSBC

9.4% - 19%

Up to ₹75L Tenure(Up to 6 Years)

Personal Loan Eligibility

Understand the requirements and Maximise your chances of getting approved for a personal loan.

Age limit - 18 - 60 years old.

Salary criteria - Individuals who earn at least 15,000/- per month.

Credit scores - preferably 750, individuals with a higher credit score have a higher chance of loan approval at lower interest rates.

Personal Loan Benefits

Don't just dream it, live it! Take the first step towards your financial goals with our personal loans.

No End Usage Restriction.

Minimal documentation.

Quick disbursals.

Balance transfer - Reduce your EMI liability by Balance transfer of your existing personal loan at lower interest rates

Loan amount - Upto rs 40 lakhs, which can exceed based on lender discretion.

Repayment tenure - Up to 5 years, with some banks/NBFs offering longer tenures.

Pre-approved personal loans with instant disbursals - Individuals having excellent credit profiles may also qualify for pre-approved/pre-qualified personal loans with instant disbursals.

Required dosuments

Documents
Required

These are the basic documents required to get you started.

* The final list of documents necessary is determined by the lender you apply with and your personal profile.


For personal loan, if you take 10,00,000/- Rs. loan amount at a rate of ideal rate IRR 11% for a tenure of 5 years/60 Months, your EMI will be 21,742/- Rs. Processing fees , document charges , stamp duty charges and related charges applicable as per banks will be disclosed directed via bank. And once it confirmed from your end, then only disbursement will be processed. We intend to keep no hidden charges and educate the customer in clear terms in all regards. Minimum tenure period of 3 years and maximum 7 years depending on your income and age. These numbers are indicative and final interest rate or fee may vary from one user to another depending on the credit assessment.

Documents RequiredSalariedBusinessDoctorCA/CS
PAN Cardrequiredrequiredrequiredrequired
Aadhar Cardrequiredrequiredrequiredrequired
Passport Size Photorequiredrequiredrequiredrequired
6 Months Latest Bank Statementrequiredrequiredrequiredrequired
3 Months Latest Salary Sliprequiredrequiredrequiredrequired
Offer Letterrequiredrequiredrequiredrequired
Releaving Letter If recent Job Changerequiredrequiredrequiredrequired
Company ID Cardrequiredrequiredrequiredrequired
Own house latest Electricity Billrequiredrequiredrequiredrequired
If Rented then Latest Rent Agreementrequiredrequiredrequiredrequired
Business Proofrequiredrequiredrequiredrequired
2 Years Latest ITR with Computation Pnl and Balance Sheetrequiredrequiredrequiredrequired
Latest 2 Years Form 26 ASrequiredrequiredrequiredrequired
Doctors Degree Certificaterequiredrequiredrequiredrequired
CA Certificaterequiredrequiredrequiredrequired