Transfer Home Loan
Make the Switch and Save by Transferring
Your Home Loan Now
Compare and Choose
Fastest Sanction and Disbursement
Rate Starting at 8.50%
Loan Eligibility
Understand the requirements and Maximise your chances of getting approved for a loan.
Must be 21-70 years old
Minimum Rs 25,000/month salary for salaried applicants
Preferably 730 and above as having higher credit scores increases the chances of your loan approval at lower interest rates
Transfer Home Loan Benefits
Make the Switch and Save by Transferring Your Home Loan Now.
Paying Rent Shift to your own house taking home loan with similar EMI Amount
Max Tenure - 30 Years
Minimal documentation
Quick disbursals
Applicants having excellent credit profiles may also qualify for pre approved/pre qualified personal loans with instant disbursal
Documents
Required
These are the basic documents required to get you started.
* The final list of documents necessary is determined by the lender you apply with and your personal profile.
For transfer home loan, if you take 10,00,000 loan amount at a rate of ideal rate IRR 8.5% for a tenure of 5 years / 60 Months, your EMI will be 20,517/- Rs. Processing fees, document charges, stamp duty charges and related charges applicable as per banks will be disclosed directed via bank.And once it confirmed from your end, then only disbursement will be processed.We intend to keep no hidden charges and educate the customer in clear terms in all regards. Minimum tenure period of 3 years and maximum 30 years depending on your income and age. These numbers are indicative and final interest rate or fee may vary from one user to another depending on the credit assessment.
| Documents Required | Salaried | Business |
|---|---|---|
| Property Papers - Sale Deed , Agreement Copy, OC/CC Copy, Property Tax Copy and Related docs as needed by lenders |  | |
| Previous Loan sanction Letter and Repayment Schedule | | |
| Loan account Statement of Existing Home Loan From start till Date | | |
| Process Fees Cheque if Applicable | | |
| Pan Card | | |
| Aadhar Card | | |
| Passport Size Photo | | |
| 6 Months Latest all running Bank Statement | | |
| 3 Months Latest Salary Slip | |  |
| Offer Letter | | |
| Releaving Letter If recent Job Change | | |
| Company ID Card | | |
| Own house latest Electricity Bill | | |
| If Rented then Latest Rent Agreement | | |
| Business Proof | | |
| 2 Years Latest ITR with Computation Pnl and Balance Sheet - CA Certified or Audited | | |
| Latest 3 Years Form 26 AS adn Form 16 | | |